Single people who are high risk due to drug addiction, alcoholism, STD induced lifestyle, etc. or other determined high risk category would be placed into a "High Risk Pool" which would incur a higher cost in addition to the standard 1.25% of net income. Those in a risk category would be placed at an additional $800 per year until they were through rehabilitation treatment and "dry" for a period 4 years. Should for any reason they revert back into addiction, etc., their cost would increase by an additional $400 a year to $1200 plus the 1.25% of net income. If on Medicare or Medicaid, the penalty would be same additional amounts.
Families whose members are on "high risk" would pay the $800 per year extra to the Americare Family Plan. Once out of rehab and "dry" for 4 years, the extra fee would be eliminated.
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